Yes it is dangerous STC, that's why I will no longer described the method. itsabb seems to have found out that it is not a method to muck around with. Those fumes are deadly, one mouthful and you are no more, or if you survive you will wish you hadn't.
I've used Aqua Regia for a long time. I have no problems in getting the required chemicals. But I'm even looking at better alternatives, one of which is cyanide. That may sound as bad or worse, but in fact is a lot safer to use than AR. Aqua Regia works, but it is a longish process if you want 99.9% gold. Once you drop the gold powder, it needs to be washed in further chemicals, and even put back in AR a couple of times. Using cyanide is basically a one shot process and it is also easier to recover other metals like silver and copper.
I would not recommend AR to anyone. It is bloody dangerous and too long winded. That's why I will not describe it anymore. The cyanide process was recommended to me by a mining engineer with years of hands on experience. The idea of sending your gold to someone like Beck's sounds like a good idea, especially for about $150 refining costs. Cheers