Just before the Black Stump there are some now Mackka....
The worst bit about getting old is having to slide so far down the year of birth on an application to find that yours is almost at the very end.
We were discussing when housing loans were 17% - during the Keating era.Just before the Black Stump there are some now Mackka....
We actually bought in Ballarat for $92,000. I remember after the 60s nickel boom I had to decide between an overseas holiday and buying two town houses in Carlton (for $9,000 or $12,000 total I think). I decided on the holiday (backpacked for a year from Timor to Europe and Russia). Never regretted it (you can't backpack once you have kids and financial responsibilities). . First got a mortgage in my late 30s but still ended up OK. 
plenty of blocks of land going cheap out at the black stump makka
I think you will find that All the 'First Home-owner grants and things like that only apply to 'New Builds" or 'Knock and Re-build".... ...Each state has different schemes.. Designed to keep the House building Industry afloat as well.. And it has worked for them...We were discussing when housing loans were 17% - during the Keating era.
I feel that part of the problem now is that youngsters are not willing to start at the cheap end of the market, so those houses are demolished and expensive new ones built in their place. My first table was a large cardboard carton with a sheet of ply-wood on top. We did not worry so much about keeping up with the neighbours, paid off a cheap house, upgraded, then again.
...There were steel milk crates, but they were not high enough to put your knees under. I upgraded to a huge solid wood (not veneer) table that I wish I had now...Bed was a mattress on the floor. I survived (but totalled my remaining coins each week out of my clothing).I think you will find that All the 'First Home-owner grants and things like that only apply to 'New Builds" or 'Knock and Re-build".... ...Each state has different schemes.. Designed to keep the House building Industry afloat as well.. And it has worked for them...
In a way when I look back Im kind of thinking that Im glad I didn't buy a House... With our ups and downs , I would have lost it to the banks...
Bet you wished plastic Milk crates were around then goldierocks...
There will be a shortage of them soon as Overseas Uni Students returning back now, use them for furniture... Some set-ups are absolutely a work of Art...
LW.....
Age is certainly catching up with me, but it’s the mileage that’s done the damage.
And if you fail you wont know about it....
Probably not LW as if you could pay your rent then in most cases a house payment would have been less ? I think every average Joe out there has had the ups and downs in life, at around 15 years of age I lived on a can of baked beans for each three days for months on end. Didn't even have 10 cents to catch a tram to work but the plus side was, it toughened me up for the hard times life threw at me in later years. Then when I relate it to situations such as what the people in Ukraine - Turkey are enduring at this present time, it all becomes very minor by comparison.I think you will find that All the 'First Home-owner grants and things like that only apply to 'New Builds" or 'Knock and Re-build".... ...Each state has different schemes.. Designed to keep the House building Industry afloat as well.. And it has worked for them...
In a way when I look back Im kind of thinking that Im glad I didn't buy a House... With our ups and downs , I would have lost it to the banks...
Bet you wished plastic Milk crates were around then goldierocks...
There will be a shortage of them soon as Overseas Uni Students returning back now, use them for furniture... Some set-ups are absolutely a work of Art...
LW.....
Wrong side of sixty. Recently updated Polar HRM watch to one that gives you feedback on your fitness. Tend to overdo it whilst bike riding which I still love doing. Found walk don't run is the go. Plenty of hills to get heart rate up. Reckon still getting fitter again with more stamina. Am trying Polar suggested exercises for body strength. It's working though must look a site of not coming close to what the YouTube clips show. It even monitors sleep patterns. And makes suggestions on exercise and sleep.
I am old, I know I'm working when I begin puffing, and I know I'm sleeping when I'm dreaming.
